Billing & Insurance, Without the Guessing
Three ways patients pay. We'll walk you through the fit — verify your benefits before your visit, file claims directly, and explain every number before work begins.
How patients pay
Three paths. One approach to clarity.
Insurance we accept
We file claims directly with most major PPO plans, so you don't chase paperwork. Coverage varies — our front desk verifies benefits before your visit and walks you through estimated out-of-pocket costs.
- Direct claim filing to most PPO plans
- Benefits verified before your first visit
- Transparent estimates, no surprise bills
CareCredit financing
A third-party healthcare credit card with 0% interest promotional plans for qualifying patients. Useful for larger treatments like veneers or full-mouth restoration when you want to spread cost over 6, 12, 18, or 24 months.
- Fast online application, minutes to approve
- 0% interest plans for qualifying patients
- Reusable for future visits
Membership plan
Our in-house savings plan for patients without insurance. Flat annual fee covers two cleanings, exams, and X-rays, plus 20% off most other treatment. No deductibles, no claim filing, no waiting periods.
- Flat annual fee ($281–$440 depending on plan)
- Two cleanings, exams, and X-rays included
- 20% off most other treatment
What to expect
How billing works at our practice
We verify benefits before your visit, present a treatment plan with costs before work begins, and file claims on your behalf after. If coverage falls short, we'll walk through CareCredit or our Membership Plan — whichever makes more sense for your situation.
Our coordinator is available to answer billing questions before, during, and after treatment. No surprises, no phantom charges.
- 1
Benefits Verified
We call your carrier before your visit and confirm what's covered.
- 2
Plan Presented With Costs
Your doctor shows the treatment plan with estimated out-of-pocket numbers before you commit.
- 3
Claims Filed for You
We submit paperwork directly to your insurer. You pay your portion; we chase the rest.
Good to know
Common billing questions
Which insurance plans do you accept?
We accept most major PPO plans. Call us or email with your carrier + group number and we'll verify your benefits before your visit.
What if my insurance isn't accepted?
We still submit claims as an out-of-network provider when that helps. If you don't have insurance, our in-house Membership Plan is designed for you.
Can I combine insurance with the Membership Plan?
No — the Membership Plan is an alternative to insurance, not a supplement. If you have insurance, we'll work with your carrier directly.
Can I combine CareCredit with insurance?
Yes. CareCredit covers your out-of-pocket balance after insurance pays. Many patients use both for larger treatments.
Questions About Your Coverage?
Call us — our coordinator will verify your benefits and walk you through the numbers before you commit to anything.
Or call us at 615.550.4620